Head of Risk / Employee Benefits / Commercial Manager / Channel Pricing / Compliance CCARM

Profile summary:

43 years old, South African Indian Male. He lives in Lenasia and has a COP, ICiBS (IISA); Re5 (Moonstone), and AML Certification (Banker’s Academy). He has been in Financial Services, Employee Benefits, Travel and Tourism with a combined experience that spans more than 22 years.

Actuarial and Product development and implementation specialist, he presents an extensive portfolio of successfully developing, executing and redefining business and operational processes to the ensure overall organisational efficiency. He is primarily an analytical with strong insights and understanding of strategic business leadership at company board level.  Whilst an all-rounder in business, he is particularly strong in the areas of Analytics, Enterprise Risk Management, Process and Operational Management, Compliance and Actuarial.  His unique insights, experience and exceptional values make him an indispensable addition to any project or business. Offering an innovative approach with diversified industry expertise, a flair for identifying new business opportunities, developing market strategies and building and coaching successful cross-functional teams to exceed expectations. His success lies in his perceptive decision-making intelligence, strong ethics, in-depth understanding of competitor environments, robust relationship building, ability to define improvement strategies that drive growth and increase profitability.

He is immediately available and looking for an exciting opportunity within Financial Services, Retail Sales & Distribution as an Actuarial/Analytics Specialist, Managing Director or Business Management.

Summary of Experience:

He started his career as a Locum teacher to primary school children teaching Mathematics, Geography and Physical Education. He then branched out into Financial Services in 1996 where his natural analytical abilities held him in good stead with the Actuarial Fraternity and he developed into a junior Risk Consultant, pricing Employee Benefits Business. He learnt the fundamentals of Actuarial Pricing and took a new opportunity in 2001 as the 2nd Employee for Group Risk as an analyst, within the year he developed and priced innovative products to a highly commoditised market, he assisted in developing the company's Group Risk into a market leader in terms of innovation, growth, and was responsible for the extraordinary profitability where he got promoted to Risk Manager and became a member of the Risk Manager’s Forum, a group of Senior Actuaries within the Financial Services Industry. He has been responsible for innovative product development within group risk benefits as well as pricing the most profitable and fastest growing Group Risk book in the country. In 2007 he joined a company where he was responsible for the Infinit Group Risk business pricing and profitability, growing the business to R500 Million in under 4 years, profitably. In 2012 he joined a start-up consulting business and headed the EB Risk division as a specialist, developing strategy and innovative products for diverse groups whilst implementing significant savings across clients’ portfolios. In 2013 he joined the Mineworker’s Provident Fund on contract to develop the ERM and compliance framework and strategy. Ensuring Risk management process and protocols are managed and understood at all levels from staff to the board and trustees. He had also managed the benefits administration team during his tenure. In 2015 he started working as Head of Pricing and Analytics, leading a team of Actuaries and Actuarial Students within the company in  Sales Finance where his experience included designing and implementing sales and marketing strategies, developing product positioning, pricing strategies, budgets and forecasting. From 2017 he has been consulting to various companies in a Risk Specialist role.

He was appointed as a Non-Executive Director at three companies, in Audit & Risk Committees and Tourism.